With many Americans still reeling from the recession, expensive prescription costs can be a real budget buster if you’re trying to stretch your money.
With a little bit of research and work, you can discover tremendous savings when buying your monthly prescriptions.
To rein in your prescription costs, first consider having a discussion with your physician. Your doctor might not be as concerned as you are about the high cost of your medications or might not realize that the prescriptions are causing you financial concerns. Let your physician know that you prefer generic or equivalent older medications that come with much lower prescription costs at the pharmacy.
Another way to save is by purchasing your medication in bulk. It’s more expensive for pharmacies to process small quantities of pills, and this cost is then passed on to you. You can reduce your out-of-pocket prescription costs by asking your doctor to write you a prescription for a 90-day supply of your medication.
You can also cut costs by splitting pills in half. Ask your physician to prescribe a higher dosage than you currently take, then split these pills in half. By combining this measure with a 90-day prescription, you can get 180 days of medication for the price of one co-pay. Just remember: it’s not safe to divide all medications, so ask your doctor or pharmacist before trying this.
Price shopping on the web is another great way to save on prescription costs. You can find deals on both name-brand and generic medications that can save you anywhere from 10 to 80 percent over brick-and-mortar pharmacies. PharmacyChecker.com is a useful resource to find the best drug prices from reputable, verified online pharmacies.
While you’re online, it’s also a good idea to explore pharmaceutical manufacturer websites. Many companies offer exclusive coupons and allow people who have no prescription drug coverage or cannot afford their prescriptions to enroll in patient assistance programs that provide free or low-cost medications.
With just a little work, and a little research, you save on your prescription costs.
PayingThePrice-Contributor
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